Net worth percentile by age

Where you actually rank among people your own age, using Federal Reserve Survey of Consumer Finances 2022 data. Not the average, which in every bracket below is between three and four and a half times the median, because a small number of very wealthy households drag it upward.

If you have ever read that the typical person your age has some number that felt impossibly high, it was almost certainly an average. The median is the one that answers what is normal.

Median against average, by age

Values in nominal 2022 US dollars. Net worth means everything owned minus everything owed, including home equity.

AgeMedianAverageTop 25%Top 10%Top 1%
25 to 29$31,470$120,183$130,606$296,830$2,121,910
30 to 34$88,631$258,075$186,140$538,750$2,636,882
35 to 39$138,588$501,295$389,432$864,340$4,741,320
40 to 44$134,382$590,710$436,892$1,182,580$7,835,420
45 to 49$213,586$781,936$680,298$1,428,714$8,701,500
50 to 54$266,140$1,132,497$913,012$2,576,540$13,231,940
55 to 59$321,074$1,441,987$1,137,318$2,672,160$15,371,684
60 to 64$392,860$1,675,294$1,131,122$3,042,280$17,869,960

Work out your own number first

Everything you own minus everything you owe. The calculator tracks it over time so the percentile becomes a trend rather than a snapshot.

Open the net worth calculator

By age bracket

Source: Federal Reserve Survey of Consumer Finances 2022. Values in nominal 2022 US dollars. Net worth means everything owned minus everything owed, including home equity. General information, not financial advice.