Deco

Budget app without a bank connection

Start with the accounts and spending you choose to add. See your budget, upcoming commitments and savings goals together without setting up a live bank connection.

Deco spending screen with example transactions and budget categories.

Your records become a clearer plan

Create a manual account, add transactions or import a statement, then review the results. Keep adding new activity so your picture stays current.

Build a budget from a bank CSV with DecoExpense tracker app for budgets and bills

Know where your money goes

See your accounts, spending and upcoming bills together so you know what is left.

See what is left in every category

Follow how much you have used and what is left across your budget categories.

Save and build wealth

Track your savings and investments so you can follow your progress over time.

Choose what you want to automate

Manual accounts need you to enter new activity or import fresh statements. A supported bank connection can reduce that work. Availability and updates vary.

Add your own information

Create a manual account or import a CSV or Excel statement in Deco. Review the information before confirming.

Review a statement

Connect a supported account

Live connections require Deco Plus 1 or Plus 3. Availability depends on your institution, account and the options shown in Deco.

Explore bank connections

A bank login is optional. A Deco account is needed.

Manual entries and confirmed imports are saved to your signed-in Deco cloud workspace. This is not an offline-only mode. Review privacy and security before choosing what to add.

What’s included in each plan?

Core lets you add manual accounts and import statements. A live bank connection is optional. Plus 1 includes up to one connection; Plus 3 includes up to three.

Payment is charged when you confirm your purchase. New subscriptions do not include a free trial.

Plans renew monthly until cancelled. Manage or cancel through the platform where you subscribed. Access continues until the end of your paid period.

Download DecoBudget app without a bank connection · Deco