7,900+ institutions across 33 countries

Never feel financially lost again

Add your accounts or import a statement. Understand your spending, plan for upcoming bills and see how your next goal fits your finances.

Deco
Your money, in one view
Auto BudgetBuilt around your spending
RecurringReview upcoming payments
Net WorthYour whole financial picture
GoalsA clear path to what’s next

Fictional example data · Manual accounts and imported holdings

Your accounts. One clear picture.

Less setup. More clarity.

01

Create your account

Sign in with Google, Apple or email. Confirm your name, then choose what you want help with. Data protection is built in—there is no privacy-mode choice.

02

Add accounts or import

Add balances manually or import CSV and Excel statements for free. Add supported broker holdings, assets and debts to complete your picture.

03

Know what's left

Deco suggests a budget from your spending history and estimates upcoming commitments. Adjust the categories and lifestyle level to make the plan yours.

Features

Actual app screens · Fictional example · Ireland

Deco balance screen showing money available across accounts

Balance

What you can actually spend

Bring your cash accounts into one view, then see what remains after expected bills and commitments. Keep your balances and statements up to date to keep the picture useful.

Private by design

Protected by default

One protected cloud-sync model for everyone. Your financial data is protected in transit, at rest and by account-level access controls. We never sell your personal data.

Your data stays yours

Encrypted and isolated

TLS protects data in transit, provider encryption protects stored data, and row-level security restricts every account to its own records.

Analytics are optional

Off until you allow them

Deco asks once on each device. If you allow usage analytics, financial amounts, merchants, bank data, names, emails and free text are still excluded. You can turn analytics off at any time.

Protect app access with Face ID, Touch ID or a PIN on supported devices. Export your data or delete your account in Deco. Privacy Policy · Security

Frequently asked questions

Find answers about Deco, how it protects your data, and what it supports.

Still have questions? Try it yourself, it's free.

Free to start

Stop guessing before payday

Add your accounts or import a statement. Start planning for free.

Download on theApp Store

Android is coming. Want to know the day it lands?

Deco Budget: Personal Finance, Budget & Net Worth App